As a Merchant Risk Management Expert , you will be the strategic gatekeeper for our merchant ecosystem in Brazil. Your mission is to oversee the entire merchant lifecycle, from initial qualification to dynamic, real-time monitoring. You will play a pivotal role in balancing business growth with robust risk mitigation, ensuring that our operations not only meet but exceed the regulatory standards of the Brazilian Central Bank.Key ResponsibilitiesLifecycle Risk Ownership: Lead the end-to-end risk management process for merchants, including rigorous qualification reviews, risk assessments, and proactive dynamic monitoring to ensure ecosystem health.Localized Policy Architecture: Collaborate with cross-functional teams to design and implement risk control policies specifically tailored to the Brazilian market, ensuring 100% alignment with local regulations (BCB) and global standards.Strategic Interfacing: Act as the primary risk consultant for our internal business teams and external merchant partners. You will represent the "voice of risk" in commercial discussions, ensuring a smooth balance between security and scalability.System Innovation: Drive the optimization of our risk systems and tool upgrades. You will identify gaps in current processes and lead the implementation of technological enhancements to improve service efficiency and detection quality.RequirementsExpertise: Minimum of 3+ years of experience in risk management, specifically within cross-border e-commerce or international acquiring institutions .Regulatory Mastery: Deep, up-to-date knowledge of Brazilian local policies and regulations (Central Bank). You must have the ability to swiftly pivot strategies in response to regulatory changes.Education: Bachelor's degree or higher in Finance, Computer Science, Economics, or a related field.Communication & Culture: Proven ability to collaborate across diverse, global teams. You are comfortable navigating cross-cultural environments and can translate complex risk data into actionable business insights.Language: Fluent English is mandatory, as it is our primary working language for global collaboration.Problem Solver: A resilient and pragmatic mindset, with a track record of resolving complex, high-stakes risk issues.Why Ant International?We are a global leader in digital payments and financial technology. Joining us means working at the intersection of massive scale and local impact. You will have the opportunity to build the future of financial inclusion while working with some of the most advanced risk management technologies in the world.